We Buy Houses in Miami, FL for Cash — Close in 7 Days

Miami is the largest and most expensive cash buyer market in Florida. High price points support larger assignment fees and renovation budgets — Miami-Dade cash deals routinely involve $500K-$2M+ properties.

Miami Housing Market Snapshot

Metric	Miami 2026
Population	455,000
Median home value	$615,000
ARV range we typically see	$385,000 – $2,500,000+
County	Miami-Dade County
State	Florida
Cash sale typical close time	7-21 days

Why Sell Your Miami House for Cash?

Miami's market splits into luxury rehab/redevelopment in coastal areas and entry-level wholesale in Little Havana, Allapattah, and Liberty City. Hurricane insurance issues create especially strong motivated seller activity in flood zones.

Factor	Cash Sale (Us)	Traditional Listing
Time to close	7-21 days	60-120 days in Miami
Realtor commission	$0	5-6% (~$34k on typical Miami home)
Closing costs	$0 — we pay	2-3% of sale price
Repairs needed	None — sell as-is	Often $5-30k+ to be market-ready
Showings/open houses	1 walkthrough	10-30+ in Miami
Sale falls through?	~5%	15-20%
Miami carrying costs while selling	$0	$1,200-$2,500/month

Miami Neighborhoods We Buy In

We make cash offers in every Miami neighborhood, including:

• Wynwood
• Little Havana
• Coconut Grove
• Coral Gables
• Brickell
• Edgewater
• Allapattah
• Liberty City
• Overtown
• Little Haiti

And every other Miami zip code. We don't cherry-pick neighborhoods — we make offers anywhere in Miami-Dade County.

What We Buy in Miami, Florida

• Single-family homes (any age, any condition)
• Multi-family (duplex, triplex, fourplex)
• Condos and townhomes
• Mobile homes on land
• Vacant land and lots
• Pre-foreclosure and bank-owned
• Probate and estate properties
• Tenant-occupied (we handle the transition)
• Hoarder homes — we clean it out
• Fire/water/mold-damaged homes

Florida-Specific Selling Considerations

Florida has unique real estate laws that affect your sale. Here's what matters when selling your Miami home:

• No state income tax — Florida is one of nine states without it, so you won't owe state tax on your sale (federal capital gains still apply)
• Judicial foreclosure state — Florida foreclosures must go through court (Fla. Stat. Chapter 702). Timeline is 6-18 months, giving sellers more time to act
• No statutory post-sale redemption — once the clerk files the certificate of sale, your right to redeem is extinguished (Fla. Stat. § 45.0315)
• Hurricane insurance crisis — many older Miami homes are now uninsurable, meaning traditional buyers can't get financing. Cash buyers are often the only viable exit
• Disclosure requirements — Florida common law requires sellers to disclose material defects affecting property value (Johnson v. Davis standard)
• Homestead exemption — Florida's unlimited homestead protection (Art. X § 4) doesn't prevent mortgage foreclosure but protects against other creditors
• Deficiency judgments — Florida allows lender deficiency suits within 1 year of sale (Fla. Stat. § 702.06)

The Miami Cash Sale Process — Day by Day

Day	What Happens
Day 1	Submit your Miami address — we research your property and neighborhood
Day 1-2	Verbal offer range delivered, walkthrough scheduled
Day 2-3	15-minute walkthrough at your Miami home (or virtual)
Day 3-4	Written cash offer to your inbox
Day 4-5	Contract signed, earnest money deposited at Miami title company
Day 5-10	Title work, payoff coordination with your lender
Day 7-14	Closing at title company in Miami-Dade County — funds wired to you

Common Miami Cash Sale Situations

• Job relocation: Need to move out of Miami fast for new job
• Inherited property: Don't want to manage a Miami home from out of state
• Foreclosure approaching: Need to close before Miami-Dade County sale — Florida judicial timeline gives more notice but moves once filed
• Tired landlord: Bad tenants, deferred maintenance, ready to be done with Miami rentals
• Divorce settlement: Need to liquidate the Miami marital home quickly
• Behind on taxes: Miami-Dade County property tax deed sale timeline approaching
• Major repairs: Foundation, roof, HVAC, or insurance-disqualifying issues on a Miami home you can't afford to fix
• Uninsurable property: Florida insurance crisis means many Miami homes can't get coverage — cash buyers are often the only exit
• Just don't want it anymore: No reason needed

Frequently Asked Questions

How fast can you close on my Miami house?

Fastest possible: 7 days from accepted offer. Most Miami cash sales close in 10-14 days. The biggest variable is title work (clearing liens, judgments). Clean-title properties close fastest.

Will you pay market value for my Miami home?

Cash offers are typically 60-75% of fully-renovated ARV minus repair costs. The trade-off: zero fees, zero repairs, zero commissions, zero showings, zero waiting. See our full pricing breakdown.

What zip codes in Miami do you buy in?

All of them. Every Miami zip code, every neighborhood from Wynwood to Little Haiti.

Are you a real Florida cash buyer or a wholesaler?

We close in our own LLC's name on every Miami property. We don't assign contracts. Use our 50-point checklist to verify any cash buyer.

What if my Miami house is occupied by tenants?

We buy with tenants in place. Their lease comes with the property. You don't have to evict, manage them, or do anything else. We handle the transition.

Do I need to do anything to prepare my Miami home for the walkthrough?

Nothing. We expect homes to be lived in. Don't clean, don't move stuff, don't fix anything. Show us what's actually there.