What Is Trustee's Sale?
In Tennessee, mortgages are typically structured as deeds of trust, which name a trustee who holds the power to sell the property if the borrower defaults. The trustee's sale is the auction that finalizes the foreclosure.
TCA § 35-5-101 governs publication and notice for covered sales. The deed, federal servicing rules, other Tennessee statutes, and case facts may add requirements.
Tennessee Code Title 66, Chapter 8 provides redemption for specified sales, while TCA § 66-8-101 permits an express waiver in the deed. Obtain the deed and legal advice immediately rather than assuming redemption either exists or was waived.
TCA § 35-5-101 · TCA § 66-8-101. Reviewed August 16, 2026.
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